podcast

Passive Income Expert: Buying A House Makes You Poorer Than Renting! Crypto Isn't A Smart Investment

12.01.2026
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Serial investor JL COLLINS reveals why renting is smarter than buying, the biggest lies about investing, how tax and debt destroy wealth, and how small savings will TRANSFORM your life! 

JL Collins is a financial educator best known for his book ‘The Simple Path to Wealth’, which has sold millions of copies worldwide. He’s also the author of the JL Collins blog, including the renowned ‘Stock Series’, and has been investing for over 4 decades.

He explains: 

◼️How “F-You Money” changes every decision you make

◼️Why mortgages lock up opportunity and reduce long-term freedom

◼️Why index funds outperform almost everyone over a lifetime

◼️Why working harder doesn’t stop being broke

◼️Why financial independence is about control, not consumption

Intro  

Common Misconceptions About Money  

Financial Freedom  

Successful People Often Have Trauma  

Mental Benefits of Financial Security  

What Is F.U. Money?  

Buying a House Isn’t Always a Good Financial Idea  

The Psychological Impact of Buying a House  

Why Younger Generations Could Benefit From Flexible Living  

The Easiest Path to Wealth  

What’s Stopping You From Becoming Financially Independent  

How Spending Habits Reflect Self-Esteem  

Advice for Getting Out of Debt  

Should I Invest in Bitcoin?  

Should I Rush to Pay Off My Mortgage?  

Interest Rates Explained  

How Mortgages Work  

How to Get a Good Interest Rate on Your Mortgage  

Is It Safe to Invest in Stocks in the AI Era?  

Emotional Impact of Investing Without Enough Money  

Do Men Take More Investment Risks Than Women?  

Ads  

The Magic of Compounding Interest  

What's the Point of Being Frugal If I Want to Enjoy Life?  

Young People Don’t Care About Their Future Selves  

Why You Should Invest for Your Children  

How Much of My Income Should I Be Saving?  

Deferring Taxes With Retirement Savings Plans  

Index Funds vs Individual Stocks  

The Beer Analogy (Stocks)

Don’t Sell When the Market Drops  

Is Investing Just Gambling?  

Are Financial Courses a Scam?  

Ads  

Do I Need a Financial Advisor?  

What Does Your Portfolio Look Like?  

What Are Bonds?  

Asking ChatGPT the Ideal Path to Wealth  

How Do I Earn More?  

Why Failure Is Necessary for Growth  

You Can Have a Small Income and Still Be Financially Free  

What's Your Biggest Regret?  

Follow JL Collins: 

X - https://bit.ly/4jy2cfp 

Instagram - https://bit.ly/49binMk 

You can purchase JL’s book ‘The Simple Path to Wealth: Your road map to financial independence and a rich, free life’, here: https://amzn.to/4aQvBPV 

The Diary Of A CEO:

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Lucas Jones (poet and artist): https://www.instagram.com/lucassjoness/?hl=en

Sponsors:

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